Uber Drivers: Rear End Accident with Passenger. Please Advise.
Updated: May 28
Do you drive for Uber? Did you get rear ended while driving for Uber? Please read:
Imagine the following scenario:
You are an Uber driver and you're driving with a passenger on the freeway, and another guy hits your car in the back (you get rear-ended). You pull over, call the police, and exchange information. The passenger says they're okay, you're feeling fine too- with the exception of some back pain and aches. The rear bumper needs to be replaced, probably something underneath the car as well. You've never been in an accident with Uber before.. what do you do?
From Uber's website directly: In Case of An Accident:
Check that all parties involved are safe
Notify police and paramedics if necessary
Head to Trip and Fare Review --> I was involved in an accident. Next, please let Uber know what happened. Check that you have selected the correct trip and share all available information. A member of Uber's team will reach out to confirm everyone's safety and gather the required information.
How does insurance work for Uber drivers?
Once you report the accident to Uber, Uber will send an incident report form to your email address. After receiving the form, Uber will then notify the appropriate insurance carriers of the incident. They'll investigate and determine if coverage can be provided.
Generally, you, as an Uber Driver will have to have your own personal car insurance coverage. Uber will want a copy of your declaration page to see what your specific coverages include.
Make sure you file a medical claim with the other person's insurance carrier. Never tell the other person's insurance carrier that you are not hurt, even if you feel okay, because symptoms can show up 1 to 2 weeks later. If the other person's insurance company calls you and inquires about the accident and about your injuries, it is best to tell them that you are still seeking treatment for your injuries and you will get back to them.
What you say to insurance carriers can make or break your case. Generally, it's in your best interest as an Uber Driver who has been rear-ended to contact a lawyer immediately, unless you have a broken bone, deep lacerations, or a head injury. In those cases, seek immediate medical attention!
Next, go to your doctor immediately and get full panel x-rays and an evaluation. If you are still in pain after 3-4weeks, request an MRI. Most physical therapists and chiropractors will work on a lien basis- which means you can ask to pay them with your settlement money at the end of the case.
Insurance will likely make you a low-ball offer of 2-2.5 times the medical bills you've accumulated. You can and should negotiate up to 5 times the medical bills and aim to settle between 3-3.5 times the medical costs.
At the end of the settlement, when it's time to negotiate your medical bills, it is helpful to have a lawyer negotiate your medical bills so you can keep most of the settlement money for yourself. If you are an Uber Driver who has been rear-ended,
Generally when you get in an accident as an Uber driver, and it is not your fault, Uber's insurance will cover your claim. They just want to see that you have your own personal car insurance as part of their company policies. If you need to hire an accident attorney we are here to help!
Call or Text one of our accident attorneys today: 858-800-2458